Payment request intake
Validate authentication, idempotency, aliases, amount, currency, reference, and description.
API-first Request-to-Pay orchestration gateway
MEMEH Core
Mutual Enterprise Messaging Exchange Hub
One integration point for payment platforms and fintechs. MEMEH resolves aliases, builds a canonical instruction, dispatches through the selected Bank Adapter, and returns lifecycle status.
- Request
- Payment intent
- Trust
- CA/CAS aliases
- Dispatch
- Bank Adapter
- Visibility
- Status & events
Built for payment platforms and banks
Payment facilitators
E-commerce
Government collections
Utility billing
Enterprise billers
Non-wallet fintechs
Product overview
A stable orchestration layer for Request-to-Pay
A payment platform or fintech submits one payment-intent request. MEMEH Core normalizes and validates it, resolves payer and payee aliases to trusted financial addresses, builds a canonical instruction, selects the active payee-side route, and dispatches to the appropriate Bank Adapter.
Understand the operating model
Core capabilities
Narrow runtime scope. Complete operational trace.
Machine-to-machine orchestration from authenticated request through terminal lifecycle state.
Trusted alias resolution
Resolve payer and payee aliases through CA/CAS to verified financial addresses and servicer identifiers.
Canonical instruction
Build one instruction payload containing financial addresses, amount, currency, reference, and platform context.
Runtime route selection
Consume the active Control Plane snapshot to select the payee participant route and adapter.
Bank Adapter dispatch
Send the canonical instruction to the selected Bank Adapter for participant and IPS processing.
Lifecycle visibility
Deduplicate callbacks, validate state transitions, and expose current status and immutable event history.
Responsibility boundaries
Core orchestrates. Domain services retain ownership.
MEMEH Core prepares and routes payment instructions using trusted data and published runtime configuration. The surrounding services keep their own authority.
MEMEH Core owns
Request validation, alias orchestration, canonical instructions, route selection, dispatch tracking, and lifecycle evidence.
Connected services own
CA/CAS trust data, Control Plane publication, Bank Adapter behavior, and participant/IPS message execution.
Runtime journey
From payment intent to lifecycle evidence
One consistent path keeps message complexity behind a stable authenticated API.
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01
Submit
The payment platform sends an authenticated, idempotent payment-intent request.
-
02
Resolve
MEMEH validates inputs and resolves payer and payee aliases through trusted CA/CAS.
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03
Dispatch
MEMEH builds the canonical instruction, selects the active route, and calls the Bank Adapter.
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04
Track
Callbacks update lifecycle state and immutable event history for support, operations, and audit.
Built for technical teams
Documentation, sandbox tools, and evidence in one place
Give architects, engineers, security reviewers, UAT teams, and operations staff a shared source of truth.